Medicare Supplement

A Medicare Supplement policy or Medigap policy is private insurance that supplements, or helps you pay for some of the costs that Medicare does not pay for. When combined with Medicare, Medicare Supplement Insurance provides a high level of health insurance protection. Here at Redstone Federal Credit Union®, we give you the flexibility to choose between different plans to meet your individual needs and budget.

Redstone Federal Credit Union now offers plans A, B, C, D, F, G, M and N

Plan A (Basic Benefits)

  • Hospitalization: Part A co-insurance plus coverage for 365 additional days after Medicare benefits end
  • Medical expenses: Part B co-insurance
  • Blood: First three pints of blood each year

Plan B

  • Basic benefits (see Plan A)
  • Medicare Part A deductible

Plan C

  • Basic benefits (see Plan A)
  • Skilled nursing co-insurance
  • Medicare Part A deductible
  • Medicare Part B deductible
  • Foreign travel emergency

Plan D

  • Basic benefits (see Plan A)
  • Skilled nursing co-insurance
  • Medicare Part A deductible
  • Foreign travel emergency

Plan F

  • Basic benefits (see Plan A)
  • Part A deductible
  • Part B deductible
  • Skilled nursing facility co-insurance
  • Part B Excess: 100%
  • Foreign travel emergency

Plan G

  • Basic benefits (see Plan A)
  • Part A deductible
  • Skilled nursing facility co-insurance
  • Part B Excess: 100%
  • Foreign Travel Emergency
  • At home recovery

Plan M

  • Basic benefits (see Plan A)
  • Skilled nursing co-insurance
  • 50% Medicare Part A deductible
  • Foreign Travel Emergency

Plan N

  • Basic benefits (see Plan A)
  • Skilled nursing co-insurance
  • Medicare Part A deductible
  • Foreign Travel Emergency

 

* Plan N pays 100% of the part B co-insurance, except for a copayment of up to $20 for some office visits and up to $50 copayment for emergency room visits that don't result in patient admission.

Note: These policies are not connected with or endorsed by the U.S. Government or the Federal Medicare program. This information is only a general description of coverage.

Renewal premiums may increase periodically depending on your age. For additional details on coverage and cost, please contact our insurance agent.

Must be RFCU® member to obtain insurance products. Must be eligible for membership and open a share savings account to join. A $5.00 minimum balance is required to open and be maintained in share savings account. Fees and other restrictions may apply. Insurance products are offered through third-party insurance companies are not Redstone Federal Credit Union products, and are not NCUA or federally insured. These products are not obligations of Redstone Federal Credit Union and are not endorsed, recommended, or guaranteed by RFCU or any government agency. RFCU does not warrant, guarantee, insure any service or product offered by any third-party insurance company or Redstone Insurance Services®. RFCU and Redstone Insurance Services are affiliated, but RFCU, Redstone Insurance Services℠, and third-party insurance companies are separate entities.

Call Today for a Free Insurance Consultation

Our Redstone Insurance Services Team is ready to assist you.
Call 800-234-1234 ext. 8301
Monday - Friday 8 am - 5 pm to set up your FREE consultation.