Long-Term Care

Health insurance routinely pays for doctor and hospital bills. But what happens if you develop a chronic illness or become disabled and are unable to care for yourself? Long-Term Care (LTC) Insurance offered by through Redstone Insurance Services℠ is your answer.

You can get coverage for services in a variety of long-term care settings:

  • Your home
  • Nursing homes
  • Assisted living facilities
  • Adult day care centers
  • Respite care
  • Alzheimer's special care facilities

There are many reasons why people buy long-term care insurance. Do any of these apply to you?

  • Preserve your independence
  • Guarantee your choice of care and caregivers (allows you to stay at home as long as possible)
  • Protect your assets and standard of living
  • To avoid being a burden to your family
  • To leave more assets to your family, church, alma mater, or other worthy cause
  • Peace of mind

You should consider buying long-term care insurance if....

  • You have significant assets and income you are concerned about protecting.
  • You don't have significant assets and income, but you don't want to rely on Medicaid.
  • You want to remain financially independent and not have to rely on family or friends for care.
  • You wish to guarantee you and your spouse will receive quality care, in the setting of your choice.

Are you a Redstone Federal Credit Union® member? Redstone Insurance Services can assist our members with long-term care insurance. 

Ready for a personal consultation with an Insurance Sales Agent? Call 800-234-1234 ext.8301 or email insurance@redfcu.org.


Must be RFCU® member to obtain insurance products. Must be eligible for membership and open a share savings account to join. A $5.00 minimum balance is required to open and be maintained in share savings account. Fees and other restrictions may apply. Insurance products are offered through third-party insurance companies, are not Redstone Federal Credit Union products, and are not NCUA or federally insured. These products are not obligations of Redstone Federal Credit Union and are not endorsed, recommended, or guaranteed by RFCU or any government agency. RFCU does not warrant, guarantee, insure any service or product offered by any third-party insurance company or Redstone Insurance Services. RFCU and Redstone Insurance Services are affiliated, but RFCU, Redstone Insurance Services, and third-party insurance companies are separate entities.

Get a Free, No Obligation Quote Today!

Our Insurance Team is ready to assist you.

Call 800-234-1234 ext.8301 or email insurance@redfcu.org to set up your FREE consultation.