Life Insurance

Life insurance is an essential element in protecting your family and their future wellbeing. Through Redstone Brokerage Services, you have access to many options for life insurance. There are several life events that trigger the need for life insurance:

  • Getting married
  • Purchasing a home
  • Having a child
  • Changing jobs
  • Retiring
  • Planning for college
  • Other major purchases that create debt

Why Life Insurance Through Redstone Brokerage Services?

  • Many options available including:
    • Term Life
    • Whole Life
    • Universal
    • Variable Life
    • Single Premium Life
    • Survivorship Life
  • Personal attention from our insurance team

Life Insurance Options

Term Life Insurance

  • Provides a cost-effective solution for your temporary life insurance needs
  • Gives you the flexibility to change your policy should your temporary needs turn into permanent goals
  • Offers the greatest amount of coverage at the least amount of premium

Whole Life Insurance

  • The simplest form of life insurance, it features lifelong protection with guaranteed premiums, death benefit, and cash value

Universal Life Insurance

  • A form of permanent life insurance
  • Provides flexibility that allows you to change, within limits, the death benefit and the timing and amount of your premium
  • Build your policy's cash value, or pay a lower premium and focus more on guaranteed protection

Variable Universal Life Insurance

  • A form of permanent life insurance
  • Flexible terms and investment possibilities
  • Invest your cash value in professionally-managed funding options that reflect the performance of underlying investments such as stocks and bonds. Policy values will fluctuate and are subject to market risk and to possible loss of principal.

Single Premium Life Insurance

  • A single premium is deposited creating an immediate death benefit guaranteed for the remainder of the policy owner's life
  • For those who want to transfer wealth to the next generation while maximizing the amount of funds transferred

Survivorship Life Insurance

  • May be ideal for those who want to leave an inheritance, protect a business, or provide a lasting benefit to a charity
  • Covers two people, usually spouses, under one policy, but provides a benefit only after the second person passes away, which is typically when estate settlement matters arise
  • An important part of any estate plan


Guarantees offered are based on the claims-paying ability of the issuer.

Must be RFCU® member to obtain investment products. Must be eligible for membership and open a share savings account in order to join. A $5.00 minimum balance is required to open and be maintained in share savings account. Fees and other restrictions may apply.

Securities offered through LPL Financial, member FINRA/SIPC. Insurance products offered through LPL Financial or its licensed affiliates. The investment products sold through LPL Financial are not insured Redstone Federal Credit Union® deposits and are not NCUA insured. These products are not obligations of the Redstone Federal Credit Union and are not endorsed, recommended, or guaranteed by Redstone Federal Credit Union or any government agency. The value of the investment may fluctuate, the return on the investment is not guaranteed, and loss of principal is possible.

The LPL Financial Registered Representatives associated with this site may only discuss and/or transact securities business with residents of the following states: Alabama and Tennessee.

Redstone Federal Credit Union and Redstone Brokerage Services are not registered broker/dealers and are not affiliated with LPL Financial and are separate entities. Redstone Federal Credit Union and Redstone Brokerage Services are affiliated but are separate entities. RFCU does not warrant, guarantee, or insure any product or service offered by LPL or Redstone Brokerage Services.

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Our Redstone Insurance Services® Team is ready to assist you.
Call 800-234-1234 ext. 8301
Monday - Friday 8 am - 5 pm to set up your FREE consultation.

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