Why You Should Choose Redstone Title Services

The next time you close on a real estate transaction, whether a refinance or the purchase of a new property, you will need a closing agent. No, it’s not another add-on service. It’s an essential one. Still, you might ask, “What does a closing agent do? Why do I need one and why should I choose Redstone Title Services, LLC?”    

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Why You Should Choose Redstone Title Services, LLC for Your Next Closing

19 Oct 2017

Why You Should Choose Redstone Title Services

The next time you close on a real estate transaction, whether a refinance or the purchase of a new property, you will need a closing agent. No, it’s not another add-on service. It’s an essential one. Still, you might ask, “What does a closing agent do? Why do I need one and why should I choose Redstone Title Services, LLC?”  

Todd Howard, President of Redstone Title Services, is glad you asked.

A closing agent coordinates all parties involved in the real estate transaction to make certain that it goes smoothly and efficiently. We complete a thorough search of the public records to determine the insurability of title. Then, we issue a title commitment, which is a promise to insure the real estate title if certain requirements are met.

Occasionally there may be items that are exceptions to title, but do not make the title uninsurable. A driveway across the subject property for access to a neighboring property, subdivision restrictions, or homeowner’s association rules are examples of such exceptions.    

You need a closing agent to act as a fiduciary escrow agent. All parties involved in the transaction—lender, purchaser and seller—deliver all monies involved to this agent. Upon closing, the agent releases and disburses the money, and the agent insures the status of the title to the new owners and to their lenders.

Redstone Title Services, LLC, a subsidiary of Redstone Federal Credit Union, provides peace of mind and reliability in your real estate transactions. Redstone Title Services is certified by a third-party CPA firm. If you close with an attorney’s office instead of a title company, the attorney is most likely representing the lender, not the buyer or seller.

Redstone Title Services currently offers closing services for commercial transactions, refinances, home and investment property and raw land purchases. We also offer extra savings with Redstone Discounts. We hope you choose Redstone Title Services the next time you're in the market to buy or sell your home.

This article was adapted from our Aspire! member newsletter. See all the articles here.

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