Signature Card

Visa Signature®

Experience the most out of life with your Visa Signature card. Get CashBack plus instant access to dozens of benefits

Earn CashBack on all your Visa Signature credit card purchases with annual CashBack rewards:

  • Earn 1.5% CashBack on all purchase transactions
  • No limit on the amount you can receive 

Introductory Offer:

  • 3% CashBack on purchases for 90 days§
  • 0% Intro APR for 6 months on Balance Transfers made within 30 days of account opening; after that, APR will range from 8.50% –12.00%

Enjoy additional benefits1 exclusive to our Visa Signature card, including:

  • Access to ticket pre-sales and sports ticket discounts
  • Preferred seating offers for select Cirque du Soleil shows, and other entertainment offers
  • Incredible travel packages, savings and upgrades
  • Premium benefits at a selection of prestigious luxury hotels
  • Complimentary wine tastings at Sonoma County wineries
  • Special offers with many favorite and popular brands
  • 24/7 complimentary Visa Signature Concierge2 service, including:
    • travel and entertainment planning
    • event booking
    • dinner reservations
    • travel arrangements
    • entertainment planning and ticketing
    • conference and hospitality services, and more 


Why should I choose Redstone for my credit card?

  • CashBack reward
  • Exclusive Visa Signature card benefits available at
  • No annual fee*
  • Variable Annual Percentage Rate (APR) for purchases
  • Redstone Discounts!**
  • Keep track of purchases through online banking
  • Visa Discounts** on your purchases at select retailers
  • Zero liability1
  • Shop online securely with Visa Checkout
  • Year-end Summary Statement
  • Fraud Text Alerts
  • Create customized notifications to monitor credit card activity and receive real-time notifications
  • 24/7 U.S.-based, live-agent phone support
  • Visa benefits1:
    • Travel and Emergency Assistance Services: provides help in case of an emergency while traveling
    • Roadside Dispatch: roadside assistance program provided expressly for Visa cardholders
    • Warranty Manager Service: manage, use and even extend the warranties of eligible items purchased with your Visa card
    • Auto Rental Collision Damage Waiver: offers insurance coverage for automobile rentals made with your Visa card
    • Trip Cancellation: provides reimbursement for the unused non-refundable portion of common carrier passenger fare.
    • Price Protection: reimburses the price difference of an item if you find it advertised for less within 60 days of purchase

Purchases will receive a 1.5% annual CashBack rebate. When merchandise is returned, the account credit will result in a reduction of the CashBack rebate. CashBack rebates will be calculated based on January through December monthly statements and will be deposited to the primary cardholder's savings account in January of the following year. To be eligible to receive the rebate, the credit card account must remain open. Balance transfers and cash advances do not qualify. Promotional CashBack offers may not be included in the annual CashBack rebate calculation. See offer for details. CashBack rebates are non-transferrable from one Redstone credit card account to another, except for lost and/or stolen credit cards. Contact RFCU® for more details about the CashBack rebate.

§Additional unlimited 1.5% CashBack Rebate offer on all purchases: Offer valid on purchases made within 90 days of account opening date. After 90 days only the annual 1.5% CashBack Rebate will apply.  When merchandise is returned, the account credit will result in a reduction of the CashBack rebate. The introductory CashBack rebate will be paid with the annual CashBack rebate in January of the following year. To be eligible to receive the rebate, the credit card account must remain open and current for the entire promotional period. Balance transfers and cash advances do not qualify. Other restrictions may apply.

Balance Transfers Introductory Offer: 0% Annual Percentage Rate will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. The standard variable Balance Transfer APR applies to Balance Transfers made after 30 days of account opening. Your introductory Balance Transfer APR will not end due to your account being delinquent. After the Introductory period ends, your APR will revert to the variable Balance Transfer APR in affect at the time. Rates, Terms and Conditions are subject to change.

Important Information about ‘Grace Period’ for the Introductory Balance Transfers Offers for Visa Signature:
Balance Transfer 0% Introductory APR Offer:
Finance charges will accrue at the 0% promotional APR for Balance Transfers during the six-month promotional period. After the promotional period, finance charges will begin to accrue at the then standard variable APR(s) for any remaining balances. Cardholders may accrue finance charges at the standard variable rate for Balance Transfers posted to the account after 30 days of an account open date (non-qualified Balance Transfers), if they do not pay their entire balance off each month.

1In order for coverage to apply, you must use your covered Visa card to secure transactions. Benefits offered by Visa USA. Certain terms, conditions, and exclusions apply. Please refer to your Guide to Benefits for further details. Visa’s Zero Liability policy covers U.S-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions.

2Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders behalf.

*As of July 1, 2016 , the annual percentage rates (APR) are as low as 8.75% for Visa Signature and may vary. APRs are based on creditworthiness at account opening. Must be an RFCU member to obtain a loan. Must be eligible for membership and open a share savings account to join RFCU. $5 minimum balance is required to open and be maintained in share savings account at all times. Must have online banking username and PIN/password to access online application. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.

**Redstone Discounts! and Visa Discounts® are provided by participating merchants. Must use an RFCU Visa debit or credit card to receive discounts. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants.

Visa Checkout is offered by Visa USA.

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Maximize Your CashBack

Find out how to earn more CashBack on your everyday purchases with these six quick tips.

Struggling to Be Debt-Free?

Maybe a credit card balance transfer is right for you. Check out this guide to find out how to choose a card and consolidate your debt.

Credit Card Agreements

View RFCU's credit card agreements. APRs may vary based on evaluation of applicant's credit at account opening and the product type.

Visa® Signature®, Rewards, and Traditional (including Share Secured) Credit Card Agreement

Visa Traditional Credit Card Agreement

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