† For Visa Signature and Visa Rewards only, net purchases will receive a 1.5% annual CashBack rebate. Qualifying net purchases are defined as purchases, less any merchandise returned for credits. The annual CashBack payout for January 2017 will include statement periods April through December 2016. CashBack rewards will be calculated based on January through December monthly statements and will be deposited to the primary cardholder’s savings account in January of the following year. To be eligible to receive the rebate, the credit card account must remain open and current for the entire accrual period. Balance transfers, cash advances, and other CashBack promotional offers are not included in the CashBack rebate calculation. Contact RFCU® for more details about the CashBack rebate.
*As of March 28, 2016 , the annual percentage rates (APR) for variable rate products are as low as 8.25% for (Visa Signature, Visa Rewards), as low as 7.25% for (Visa Traditional), and as low as 11.75% (Visa Traditional Share Secured) and may vary. Variable APRs will vary with the U.S. Prime Rate; foreign currency conversion fees may apply of up to 1% of the converted transaction amount for each international multicurrency or single currency transaction. Waivers for foreign currency conversion fees may also apply. The Visa Traditional (Fixed) APR is 18.00% and is fixed for the term of the loan. Foreign currency fees do not apply to the fixed Visa Traditional. All APRs are based on creditworthiness at account opening. Must be an RFCU member to obtain a loan. Must be eligible for membership and open a share savings account to join RFCU. $5 minimum balance is required to open and be maintained in share savings account at all times. Must have online banking and PIN/password to access online application. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.
**Visa Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions and PIN transactions not processed by Visa or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security.
***Benefits offered by Visa USA. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Refer to Visa's Guide to Benefits for more details. Redstone Federal Credit Union and Visa USA are separate entities.
****Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on the cardholders’ behalf.
‡Redstone Discounts! and Visa Discounts® are provided by participating merchants. Must use an RFCU Visa debit or credit card to receive Visa Discounts or any RFCU debit or credit card to receive Redstone Discounts! RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants.
1Cardholders are responsible for the cost of any goods or services purchased by the Visa Signature Concierge on cardholders behalf.
Comparison rates provided by Informa Research Services, Inc., Calabasas, CA. www.informars.com. Although the information has been obtained from the various institutions themselves, the accuracy cannot be guaranteed.