Regular Share Savings

Members of Redstone Federal Credit Union® are more than customers—they are equal shareholders in our financial cooperative. That is why we refer to the returns on your accounts as dividends instead of interest.

How it works
Your initial $5.00 deposit into a Redstone Federal Savings Account gives you a share in our growing credit union.

All savings funds accrue dividends daily at a competitive dividend rate from the date of the deposit to the date of the withdrawal.

Why should I choose an RFCU® Savings Account?

  • Great dividend rates
  • Dividends paid quarterly
  • Easily view account in online banking
  • Just takes a deposit of $5 to open account

Safe & Secure!
Redstone is backed by the National Credit Union Share Insurance Fund (NCUSIF) with savings accounts insured to at least $250,000.

You can take heart in knowing that during the recent financial crisis, Redstone Federal saw a considerable expansion of its membership. Why? Because since its founding in 1951, Redstone has developed a solid reputation in the greater Tennessee Valley—and we have a track record that proves we've earned it.

All of these reasons and more point to why you should become a member of Redstone Federal Credit Union.


Must be eligible for membership to open share savings account. A $5.00 minimum balance is required to open and be maintained in share savings account to join. Fees and other restrictions may apply.

Must be an RFCU member with an active checking account to participate in Redstone MemberPlus! Must not have caused RFCU a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts. The deposit and balance amounts and the checking maintenance fees vary per checking account type. Please contact the Credit Union for more information about these amounts and fees. Age and other restrictions may also apply. MemberPlus! discount not available for all loan products. RFCU is an Equal Credit Opportunity Lender.

Must have online banking username and PIN/password to access online banking.

Become a Member

Learn how easy it is to join Redstone! Could be through your work, church or even a family member.

Learn More

Have you considered a Laddering Strategy?

Reap the higher dividends of certificates while maintaining liquidity for easy access to your cash.  Learn how Certificate Laddering works.

Certificate Laddering Strategy: See how it works

Can't find what you're looking for?

Telephone our Member Connect
Center at 800-234-1234
Monday – Friday: 7 am – 7 pm
Saturday: 8 am – 5 pm