Compare Savings at Redstone

 Regular Share
Savings
"You Name It"
Savings
STAR Club®
Savings
IRA
Savings & Certificates
Share
Certificates
Christmas
Club
Money Market
Account
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Best forMembers need this basic account with only a $5 balance to maintain their membership.Members who want a custom-named savings account.Members  12 and under need this basic account with only a $5 balance to maintain their membership.Members looking for retirement accounts with low risk.Members looking for a longer-term savings account with limited access to the funds.Members saving for holiday expenses.Members who want a higher dividend rate and occasional access to their money.
Minimum Balance to Open Account$5None$5

$5 for IRA Savings & 18 mo certificate

$500 for other certificates

$1,000 for regular

$100,000 for jumbo

None$2,000
Minimum Balance to Earn DividendsNone$500NoneNone

$1,000 for regular

$100,000 for jumbo

None$2,000
Dividends PaidQuarterlyMonthlyQuarterlyQuarterly

Quarterly for regular

Monthly for jumbo

QuarterlyMonthly
Special Activities      

Regular Share Savings

Best For

All RFCU® members. This is Redstone's basic savings account requiring only $5 to open and maintain your membership.

Benefits

  • Competitive dividend rates
  • Dividends computed daily and paid quarterly
  • Accounts are insured to at least $250,000

"You Name It" Savings

Best For

Members who want to set aside money for a special goal - match the name of the account to the goal.

Benefits

  • Various contribution methods
  • Personalize it for your convenience

STAR Club®

Best For

Members 12 years old and younger looking for a great place to learn the value of saving.

Benefits

  • Cool promotions throughout the year
  • Coin machines at RFCU branches are FREE!
  • Saving made FUN!

IRAs

Best For

Members wanting a low-risk Individual Retirement Account with tax benefits.

Benefits

  • Taxed advantaged investments
  • No maintenance fees
  • Level of contribution & restrictions may apply

Share Certificates

Best For

Members looking for a higher dividend than a regular savings account.

Benefits

  • Higher dividend rate
  • $1,000 minimum
  • 6 month to 7 year terms

Christmas Club

Best For

Members wanting to save for the holidays.

Benefits

  • Various contribution methods
  • Funds are automatically transferred in November
  • Earn dividends, even with a low balance

Money Market Accounts

Best For

Members looking for higher dividends and limited check writing all in one account.

Benefits

  • Tiered dividend rates with increased balance
  • Six no-fee withdrawals per calendar month
  • $2,000 minimum to open and be paid dividends

Must be eligible for membership and open a share savings account to be eligible to open additional savings accounts. $5 minimum balance required to open share savings account and must be maintained in share account at all times. Age and other restrictions may apply.