Easy Checking

Enjoy the convenience of Redstone Checking with all the basic features you expect. You don't even need cash to open this account—so easy!

You also get MemberPlus! discounts on our most popular loans, higher dividend rates on some share accounts, reduced fees on safe deposit boxes and more!

Why should you open an Easy Checking account?

  • Select from multiple exclusive Redstone debit card designs
  • Online Banking with bill pay
  • Free Mobile Banking app with remote check deposit
  • Card Control security settings to customize how and when your debit card can be used
  • Free Popmoney standard transfers
  • Unlimited check writing
  • 125 MB of My Virtual StrongBox secure online storage
  • Access to over 70,000 surcharge-free ATMs
  • Redstone MemberPlus! discounts on some loan rates, higher dividend rates on some share accounts, and discounts on some fees
  • Redstone Rewards® cash reward deals from nationwide retailers
  • Redstone Discounts!® savings at the cash register
  • Visa® Discounts on your debit card purchases at select retailers
  • No fee with Direct Deposit or four or more debit card purchases per month; otherwise, $3

Need to reorder checks?
Order them inside Online Banking under Additional Services ➤ Check Reorder.


Must be eligible for membership and open a share savings account in order to open a checking account. A $5 minimum balance is required to open and be maintained in share account at all times. Must not have caused RFCU® a loss in order to be eligible to open a checking account. Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to the checking accounts. The deposit and balance amounts and the checking maintenance fees vary per checking account type. Age and other restrictions may also apply.

Must have an active RFCU checking account to participate in Redstone MemberPlus! MemberPlus! discount not available for all loan products.  RFCU is an Equal Credit Opportunity Lender.

You must be at least 18 years old and have a checking account, online banking, and PIN/password to use Popmoney. There is no fee for standard transfers; there is a $3 fee for next day transfers.

Must have online banking username and PIN/password to access online banking, mobile banking, bill pay, and My Virtual StrongBox. Must have online banking, mobile banking, and PIN/password to use Remote Deposit Capture. Remote Deposit Capture will be available 90 days after account opening if account is in good standing. Additional qualification times apply for members with Gateway Checking® accounts. Standard wireless carrier text message and/or data rates and fees may apply; check with your carrier for more information. 

Fees apply if new select card design is requested for Liberty, Privilege, or Mpower® Checking accounts.

Fees may apply for viewing account balance at some AllPoint ATM locations. There are no surcharges for withdrawing funds from AllPoint ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

You must have online banking and PIN/Password to participate in Redstone Rewards. You must have a RFCU Visa debit or credit card to participate in Redstone Discounts! and Visa Discounts. Restrictions may apply. Rewards and discounts are provided by participating merchants. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. RFCU and participating merchants are separate entities.

Card Control: Must have compatible mobile device to use service.  Certain functions of the service may not be available for all transactions or at all times.  Controls and alerts based on the location of mobile device or location of merchant may not apply appropriately in some transactions and in some card-not-present transactions.

Open a Checking Account Today

Ready to become a member and apply for a checking account?

Apply Now

Already a member of Redstone Federal Credit Union?

Apply In Online Banking

You can also visit one of our branches.

Debit Card Designs

Flowers Westies Beach Carbon Duck Football Galaxy Golf Kitten Madison Academy Free 2 Teach Union Chapel Academy Freedom

Select a debit card that fits your style! Pick from these exclusive Redstone card designs.

See all designs

See Frequently Asked Questions about EMV debit cards.

Card Control

Maximize Your CashBack

Find out how to earn more CashBack on your everyday purchases with these six quick tips.


Open a checking account and you can start enjoying MemberPlus! benefits like lower rates on loans, higher rates on share accounts and discounted fees. Take a look at the benefits of our checking accounts today!

Learn More

Can't find what you're looking for?

Telephone our Member Connect
Center at 800-234-1234
Monday – Friday: 7 am – 7 pm
Saturday: 8 am – 5 pm