Compare Checking at Redstone

 

 Relationship
Checking
Extra
Checking®
Easy
Checking
Connect
Checking®
Gateway
Checking®
 
Earn CashBack and the most perks we could fit into a checking account!
CashBack with more flexible balance requirements.
Enjoy the convenience of checking with all the basic features you expect.
Just for 13 to 17 year olds—stay connected to your money 24/7 with the latest features.
Rebuild your financial life with checking designed for second chances.
CashBack
Monthly

Monthly
   
Extra Credit
line of credit with an overdraft protection feature
$250$100   
Free Standard Checks    
Free Money Orders    
Free Official Checks    
Select Debit Card Designs
Popmoney
Online Banking and Bill Pay
Free Mobile Banking App
with Remote Deposit Capture
Debit Card Control Security Settings
My Virtual StrongBox
Secure Online Storage
325 MB225 MB125 MB125 MB125 MB
Over 70,000 surcharge-free ATMs
Initial Deposit$500$100$0$0$50
Monthly Maintenance
Fee
No fee with Direct Deposit or $500 average monthly balance; otherwise, $8No fee with Direct Deposit or $100 average monthly balance; otherwise, $5No fee with Direct Deposit or four or more debit card purchases per month; otherwise, $3No fee; must be 13-17 years old$10
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*$773,000 based on 2015 CashBack payout to Relationship or Extra checking account holders. 

Must be eligible for membership and open a share savings account in order to open a checking account. A $5 minimum balance is required to open share savings account and must be maintained in share savings account at all times. Some restrictions may apply.

With Redstone CashBack, you will receive: $.05 CashBack for every Point of Sale (POS) debit card transaction you complete after the first eight POS transactions per month from an Extra Checking account; or $.05 CashBack for every POS debit card transaction you complete after the first four POS transactions per month from a Relationship Checking account. Only active Extra and Relationship Checking accounts in good standing will receive Redstone CashBack rewards. Rewards will only be given for debit card POS purchases after the four or eight per month threshold is met and will not be given for the first four purchases per month for Relationship Checking accounts or the first eight purchases per month for Extra Checking accounts. Rewards will not be given for ATM, cash advance, or balance inquiry transactions. 

Fees apply for using Popmoney. There is no fee for standard transfers and a $3 fee for next day transfers. You must be at least 18 years old and have a checking account, online banking, and PIN/password to use Popmoney.

Must have online banking username and PIN/password to access online banking, mobile banking, bill pay, and My Virtual StrongBox. Must have online banking, mobile banking, and PIN/password to use Remote Deposit Capture. Remote Deposit Capture will be available 90 days after account opening if account is in good standing. Additional qualification times apply for members with Gateway Checking accounts. Standard wireless carrier text message and/or data rates and fees may apply; check with your carrier for more information. 

Members with Relationship Checking accounts will receive up to four free boxes of standard checks per year. Free checks not available with other types of checking accounts.

Members with Relationship or Extra Checking accounts will automatically receive the Extra Credit Line of Credit of $250 for Relationship Checking or $100 for Extra Checking if they have had no non-sufficient funds (NSFs) during the first 90 days after the checking account opening date, have not opted out of the Extra Credit Line of Credit, and the Credit Union has received the signed Credit Agreement within 30 days of opening or upgrading the checking account. Must be an RFCU member to obtain a loan. Loans subject to credit approval. RFCU is an Equal Credit Opportunity Lender. Other restrictions may apply.

Fees apply if new select card design is requested for Liberty, Privilege, or Mpower® Checking accounts.

Fees may apply for viewing account balance at some AllPoint ATM locations. There are no surcharges for withdrawing funds from AllPoint ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

Card Control: Must have compatible mobile device to use service.  Certain functions of the service may not be available for all transactions or at all times.  Controls and alerts based on the location of mobile device or location of merchant may not apply appropriately in some transactions and in some card-not-present transactions.

Relationship Checking

Earn CashBack plus the most perks we could fit into a checking account! This full-featured account is our way of thanking you for your relationship with Redstone.

Benefits

  • CashBack starting on fifth debit card purchase
    that month
  • $250 Extra Credit line of credit with an overdraft protection feature
  • Free standard checks
  • Free money orders
  • Free Popmoney standard transfers
  • Select debit cards

Extra Checking®

Get CashBack with more flexible balance requirements. You only need $100 to open and enjoy this convenient and rewarding checking account.

Benefits

  • CashBack starting on ninth debit card purchase
    that month
  • $100 Extra Credit line of credit with an overdraft protection feature
  • Select debit cards
  • Free Popmoney standard transfers

Easy Checking

Enjoy the convenience of Redstone Checking with all the basic features you expect. You don't even need cash to open this account.

Benefits

  • $0 initial deposit
  • Online banking and bill pay
  • Over 70,000 surcharge-free ATMs worldwide

Connect Checking®

If you're 13 to 17 years old, stay connected to your money 24/7 with the latest features available. There's no minimum cash requirement to open this account and no minimum balance to maintain.

Benefits

  • Select debit cards
  • Free mobile banking app with check deposit
  • Free Popmoney standard transfers

Gateway Checking®

Rebuild your financial life. If you need a second chance, it only takes $50 to open a new checking account.

Benefits

  • Select debit cards
  • Online banking and bill pay
  • Redstone Discounts and Rewards

*$773,000 based on 2015 CashBack payout to Relationship or Extra checking account holders. 

Must be an RFCU® member and have a share savings account to open a checking account. A $5 minimum balance is required to open and be maintained in share savings account. Must not have caused RFCU a loss in order to be eligible to open a checking account. Some restrictions may apply.

Minimum opening deposits, average monthly balances, and monthly checking maintenance fees apply to these checking accounts:
Relationship Checking accounts – $500 minimum initial deposit required to open checking account; $8 monthly checking maintenance fee waived with one Direct Deposit credited to the account per month or an average monthly balance of $500.
Extra Checking accounts – $100 minimum initial deposit required to open checking account; $5 monthly checking maintenance fee waived with one Direct Deposit credited to the account per month or an average monthly balance of $100.
Easy Checking accounts – $3 monthly checking maintenance fee waived with one Direct Deposit credited to the account per month or four or more point of sale (POS) debit card purchases per month.
Gateway Checking accounts – $50 minimum initial deposit required to open checking account; $10 monthly checking maintenance fee applies.

With Redstone CashBack, you will receive: $.05 CashBack for every Point of Sale (POS) debit card transaction you complete after the first eight POS transactions per month from an Extra Checking account; or $.05 CashBack for every POS debit card transaction you complete after the first four POS transactions per month from a Relationship Checking account. Only active Extra and Relationship Checking accounts in good standing will receive Redstone CashBack rewards. Rewards will only be given for debit card POS purchases after the four or eight per month threshold is met and will not be given for the first four purchases per month for Relationship Checking accounts or the first eight purchases per month for Extra Checking accounts. Rewards will not be given for ATM, cash advance, or balance inquiry transactions.

Fees apply for using Popmoney. There is no fee for standard transfers and a $3 fee for next day transfers. You must be at least 18 years old and have a checking account, online banking, and PIN/password to use Popmoney.

Must have online banking username and PIN/password to access online banking, mobile banking, bill pay, and My Virtual StrongBox. Must have online banking, mobile banking, and PIN/password to use Remote Deposit Capture. Remote Deposit Capture will be available 90 days after account opening if account is in good standing. Additional qualification times apply for members with Gateway Checking accounts. Standard wireless carrier text message and/or data rates and fees may apply; check with your carrier for more information. 

Members with Relationship Checking accounts will receive up to four free boxes of standard checks per year. Free checks not available with other types of checking accounts.

Members with Relationship or Extra Checking accounts will automatically receive the Extra Credit Line of Credit of $250 for Relationship Checking or $100 for Extra Checking if they have had no non-sufficient funds (NSFs) during the first 90 days after the checking account opening date, have not opted out of the Extra Credit Line of Credit, and the Credit Union has received the signed Credit Agreement within 30 days of opening or upgrading the checking account. Must be an RFCU member to obtain a loan. Loans subject to credit approval. RFCU is an Equal Credit Opportunity Lender. Other restrictions may apply.

Fees apply if new select card design is requested for Liberty, Privilege, or Mpower® Checking accounts.

Fees may apply for viewing account balance at some AllPoint ATM locations. There are no surcharges for withdrawing funds from AllPoint ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.