Term Loans

Some funding needs require more time to repay than afforded by a typical line of credit, such as construction or expansion of business premises or acquisition of vehicles, equipment or other fixed assets. A Term Loan is a good option for that type of funding as well as for permanent working capital. Redstone offers term loan solutions tailored to fit funding needs that are repaid over time.

Why choose Redstone for a Term Loan?

  • We work hard to match the terms of the loan to your need.
  • Flexible repayment schedules to match the cash flows of your business.
  • When you have the ability to do so, pay down the loan ahead of time. We don't charge prepayment penalties.
  • We offer variable rates, long term fixed rates and combinations of the two.
  • Even better terms may be available with an SBA-enhanced loan product.


At least one owner of the business must be, or become, a member of RFCU®, or be in our field of membership in order to open a business account, obtain a loan, or use any business service. A minimum balance of $5.00 is required to open share savings account and must be maintained in share savings account at all times. In addition, a business share account must be opened in the business name in order to obtain a loan. Documents are required to open account and obtain loan. See membership and loan application for more details. Fees and other restrictions may apply. Loans subject to credit approval. RFCU is an Equal Credit Opportunity Lender.

Small Business Administration (SBA) Loans are government-assisted loans. RFCU and SBA are separate entities.

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