SBA Loans

Does your business have big goals? Redstone Federal Credit Union® offers a variety of Small Business Administration (SBA) Loans to help you reach them. SBA loans are government-assisted loans with coverage for almost any business purpose. RFCU® is committed to finding the right loan for your business needs, which could include:

  • Purchasing owner-occupied real estate
  • Construction and expansion of business premises
  • Purchasing machinery, equipment, furniture, fixtures, inventory and leasehold improvements
  • Working capital
  • Starting a business

Which SBA Loan is right for you?

SBA 7a Loans

  • Funding available to establish a new business or assist in the acquisition, operation or expansion of an existing business
  • Short-term loans and lines of credit available
  • Use of proceeds includes working capital, inventory, leasehold improvements, etc.
  • More information

SBA 504 Loans

  • Long-term, fixed-rate financing for major fixed assets
  • Loan amounts based upon how funds will be used, including job creation
  • More information


SBA Veterans Advantage

  • Exclusively for veterans, members of active military service, and their spouses
  • Loan amounts from $5,000 to $350,000
  • No SBA guarantee fee
  • More information

Small Loan Advantage

  • Loan amounts from $5,000 to $350,000
  • Use of proceeds to include working capital, inventory, leasehold improvements, etc.
  • More information

RFCU has a team of knowledgeable business lenders highly experienced with SBA-enhanced loans ready to help you start or improve your business.


At least one owner of the business must be, or become, a member of RFCU®, or be in our field of membership in order to open a business account, obtain a business loan or use any business service. A minimum balance of $5.00 is required to open and be maintained in share savings account at all times to become a member. In addition, a business share account must be opened in the business name in order to obtain a business loan. Specific documents required to open business account and obtain a business loan. See membership and loan application for more details. Fees and other restrictions may apply. Loans subject to credit approval. RFCU is an Equal Credit Opportunity Lender.

Small Business Administration (SBA) Loans are government-assisted loans. RFCU and SBA are separate entities.

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We're ready to lend to you!

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