Endeavor Plus Checking

Endeavor Plus Checking is ideal for large non-profits, businesses with larger balances and low item counts. You'll earn dividends at competitive rates and have lower fees than most financial institutions. When you have an Endeavor Plus Checking account you also receive special BusinessPlus!® rates and discounted fees!

Why choose Endeavor Plus Checking?

  • FREE Business Online Banking, Bill Pay and eStatements
  • Business Mobile Banking App
  • Use your RFCU® Visa® Business Debit Card to easily access your funds
  • Access to over 70,000 surcharge-free ATMs 
  • First 250 transactions are FREE each month, then $0.15 per item
  • $100 minimum deposit required to open account
  • No monthly maintenance fee
  • Earn dividends on balances over $2,000
  • Cash Management available

What are the benefits of using your Business Debit Card?

  • CashBack starting on fifth debit card purchase that month
  • Visa's $0 Liability Policy for certain transactions
  • Auto Collision Damage Waiver
  • Purchase Security & Extended Protection
  • Travel & Emergency Assistance Service
  • Access to over 70,000 surcharge-free ATMs 
  • Enjoy exclusive Redstone Discounts!® by using your Business Debit Card at many local businesses

How do I open an Endeavor Plus Checking Account?
It's easy! Come in to any RFCU branch with tax documents (EIN paperwork or filed tax returns) AND proof of business:

  • Sole Proprietor - business/occupational license (if applicable)
  • Partnership - partnership agreement (if applicable)
  • Limited Liability Company - certified copy of your Articles of Organization or certified copy of Certificate of Formation
  • Corporation - certified copy of your Articles of Incorporation or certified copy of Certificate of Formation
  • Association, Organization or Club - meeting minutes authorizing account and signatory or other validating documents

 

Must be current RFCU member or Service Group to open a Business Endeavor Plus Checking account or use any service. Must be eligible for membership and open a share savings account to become a member. A $5 minimum balance is required to open share savings account and must be maintained in share account at all times. Must have RFCU business checking account to participate in Redstone BusinessPlus! Must not have caused RFCU a loss in order to be eligible to open a checking account. Business owner must visit a branch to complete Endeavor Plus account setup. Minimum deposit of $100 is required to open account. Signature is required for obtaining an Business Visa Debit Card. Some restrictions may apply.

The minimum daily balance required to earn dividends for an Endeavor Plus Checking account is $2,000.00. No dividends will be earned for the length of time the balance is below $2,000.00. The minimum balance for the Endeavor Plus Checking Account tier must be maintained to earn the annual percentage yield applicable for that tier. Dividends are paid monthly for Endeavor Plus Checking account.

Fees apply to some Cash Management services. Must have company ID, user ID, and password to access Business Online Banking. Must have Business Online Banking, company ID, user ID, and password to access Bill Pay, eStatements, or Business Mobile Banking. Standard wireless carrier text message and/or data rates and fees may apply; check with your carrier for more information. Not all features of Online Banking are currently available in the mobile version; watch for future updates. Other restrictions may apply.

Business Debit Card CashBack is a debit card reward program for business members with an Endeavor Plus Checking Account. With Business Debit Card CashBack, you will receive 10-cents CashBack for every Point of Sale (POS) debit card transaction you complete after the first four POS transactions per month from an Endeavor Plus Checking account. Business Debit Card CashBack rewards will be posted on the 5th calendar day of each month. Only active Endeavor Plus Checking accounts in good standing will receive Business Debit CashBack rewards. Rewards will only be given for debit card POS purchases after the four per month threshold is met and will not be given for the first four purchases per month. Rewards will not be given for ATM, cash advance, or balance inquiry transactions. There is no limit on the number of rewards a business member may receive each month after the applicable threshold is met.

Must have a RFCU debit or credit card to participate in Redstone Discounts! Restrictions may apply. Discounts are provided by participating merchants. RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants. RFCU and participating merchants are separate entities.

Visa Zero Liability policy covers U.S.-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. Cardholder must notify issuer promptly of any unauthorized use. Consult issuer for additional details or visit www.visa.com/security. Redstone Federal Credit Union and Visa USA are separate entities.

Fees may apply for viewing account balance at some AllPoint ATM locations. There are no surcharges for withdrawing funds from AllPoint ATM locations. Fees for use of foreign or non-proprietary ATMs may apply.

Auto collision damage waiver, purchase security & extended protection, travel & emergency assistance service, and Redstone Discounts! are provided by third-party entities. RFCU does not warrant, guarantee, or insure any product or service provided by the third-party entities. RFCU and third parties are separate entities.

Need assistance? Contact Business Services & Support

Call us at 256-327-1104
Monday - Friday: 8 am - 5 pm
or email info@redfcu.org

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