Reward Your Business with Every Swipe. Click to learn more.

MyChoice Rewards for Visa® Debit Cards - Earn 6 points with every swipe.

Introducing MyChoice Rewards, a program that lets your business earn rewards on every purchase made using your Redstone Business Visa debit card. Starting with your very first swipe each month, you'll earn 6 points for every transaction1. From fuel, to office supplies to travel expenses, watch your everyday business purchases really pay off.

Our Visa Signature card features additional exclusive benefits1, including

Entertainment

Access to pre-sales and discounts on tickets to sporting events

Preferred seating offers for select Cirque du Soleil shows

Travel

Incredible travel packages, savings, and upgrades

Premium benefits at prestigious hotels worldwide

Trip Cancellation (reimburses some unused fares)

Dining

Complimentary wine tastings at Sonoma County wineries

Savings at restaurants and gourmet retailers

Service

24/7 Visa Signature Concierge2  service, which includes:

Travel and dining arrangements

Entertainment and event tickets

Hospitality services

Savings

Special offers from select retailers with Visa Discounts**

Price Protection (reimburses the price difference of an item if you find it advertised for less within 60 days of purchase)

Your Business. Your Choice of Rewards.

CashBack
Convert your points for CashBack2 whenever you want. Redeem for as little as $5, or save up year-over-year for a bigger payout. Choose to have it deposited directly into your Redstone savings or checking account!

Charitable donations
Pay it forward with points! Support causes that matter to you by donating your redeemed points to a select charity4 in your community.

Gift cards
Enjoy hundreds of big brand gift card3 options including dining, shopping, entertainment and more!

Travel
Looking to book a last minute business trip or planning a weekend getaway?

  • Redeem points for airline tickets, hotel stays, vacation packages, and more!5
  • Enjoy freedom from restrictions – no blackout dates, advance notice, or Saturday night stay requirement

Earn Bonus Points through Ampre Online

Use your Redstone Business Visa debit card at participating merchants and take advantage of bonus point6 offers directly linked to your card! Plus, look for promotional bonus point offers from Redstone throughout the year.

Earn additional bonus points with your Redstone Visa by shopping over 2,000 merchants in our online network. What’s more, many merchants offer exclusive discounts on top of the bonus points.

Sign In Today To View Your Point Balance and Begin Browsing Rewards!

 
Member Login

 

Not a Redstone Business Visa debit cardholder? Visit your local branch to get started today.

Must be an RFCU member to obtain a loan. Must be eligible for membership and open a share savings account in order to join RFCU. Minimum balance of $5.00 is required to open share savings account and must be maintain in the share savings account at all times. All annual percentage rates (APR) are based on creditworthiness at account opening. Variable APRs will vary with the U.S. Prime Rate. Fixed APRs are fixed for the term of the loan. All loans subject to credit approval. Rates, terms, and conditions are subject to change without notice. Other restrictions may apply. RFCU is an Equal Credit Opportunity Lender.  Must have online banking username and PIN/password to access online application.

Visa Traditional Introductory Offers 

The Introductory 0% APR for purchases will apply through the end of the 6th billing cycle after the account is opened for all purchases posted to the account within the same period. The Introductory 0% Annual Percentage Rate for Balance Transfers will apply through the end of the 6th billing cycle after the account is opened for all Balance Transfers made within 30 days of account opening. Standard fixed or variable APRs apply to Balance Transfers made after 30 days of account opening. Your introductory Purchase and Balance Transfer APR will not end due to your account being delinquent. After the Introductory period ends, your APRs will revert to the fixed or variable APR in affect at the time.

Important Information about ‘Grace Period’ for the Purchase and Balance Transfers Visa Traditional Offers

Purchase 0% Introductory APR Offer: Finance charges will accrue at the 0% promotional APR for Purchases made throughout the six-month promotional period from the date of account opening. After the promotional period, finance charges will begin to accrue at the then standard variable or fixed APR(s) for any remaining balances for Purchases.

Balance Transfer 0% Introductory APR Offer: 

Finance charges will accrue at the 0% promotional APR for Balance Transfers during the six-month promotional period. After the promotional period, finance charges will begin to accrue at the then standard variable or fixed APR (s) for any remaining balances. Cardholders may accrue finance charges at the standard variable or fixed APR(s) for Balance Transfers posted to the account after 30 days of an account open date (non-qualified Balance Transfers), if they do not pay their entire balance off each month.

*As of February 1, 2017 , the APR for Visa Traditional (Fixed) is 18.00% APR and fixed for the term of the loan. 
As of February 1, 2017 , the Visa Traditional (Variable) has APRs as low as 7.50% , the Share Secured Visa APR is as low as 12.00% , APRs may vary. Please contact RFCU for more information.
**Promotional rates do not apply.

***The Share Secured Visa Traditional-Must be RFCU primary member to apply. No joint account owners or beneficiaries are permitted. Co-borrowers are not permitted. Up to three authorized users may be named. Must open a non-dividend bearing Secured Visa Deposit Account. Pledged funds in account must equal credit limit, will not earn dividends, and must remain in the account. No withdrawals are permitted unless account is paid in full. No over-drafting allowed. Deposits are limited to initial deposit and approved credit limit increases. 

Redstone Discounts! and Visa Discounts® are provided by participating merchants. Must use an RFCU Visa debit or credit card to receive discounts. RFCU and participating merchants are separate entities.  RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by participating merchants.

Benefits offered by Visa USA. Certain terms, conditions, and exclusions apply. In order for coverage to apply, you must use your covered Visa card to secure transactions. Please refer to your Guide to Benefits for further details. Visa’s Zero Liability policy covers U.S-issued cards only and does not apply to ATM transactions, PIN transactions not processed by Visa, or certain commercial card transactions. RFCU and Visa USA are separate entities.  RFCU does not warrant, guarantee, or insure any product, purchase, or service offered by Visa USA.

Card Control:

Must have compatible mobile device to use service.  Certain functions of the service may not be available for all transactions or at all times.  Controls and alerts based on the location of mobile device or location of merchant may not apply appropriately in some transactions and in some card-not-present transactions.

Must be current RFCU member or Membership Partner to open a Business account or use any service. Must be eligible for membership and open a share savings account to become a member. A $5 minimum balance is required to open share savings account and must be maintained in share account at all times. Must have RFCU business checking account to participate in Redstone BusinessPlus! Must not have caused RFCU a loss in order to be eligible to open a checking account. Business owner must visit a branch to complete account setup. Signature is required for obtaining a Business Visa Debit Card. Restrictions may apply.

1Redstone’s MyChoice Rewards program: Business Account owner(s) will earn 6 points for every Point of Sale (POS) debit card transaction you complete each month from an Endeavor or Endeavor Plus checking account. Expiration of points does apply. Points are non-transferable from one account to another, except for lost and/or stolen accounts. Rewards will not be given for ATM, cash advance, or balance inquiry transactions. There is no limit on the number of rewards a business member may receive each month. Promotional offers are included in the calculation. Redstone Federal Credit Union® (RFCU) reserves the right to disqualify any account holder from participation in the program and invalidate all points for abuse, fraud, or any violation of the program terms and conditions. Additional terms and conditions may be imposed by participating merchants when redeeming points. Log into online banking for more information about the rewards program. Redstone’s MyChoice Rewards program is administered by Augeo Consumer Engagement Services, LLC (Augeo). Visa, Augeo, participating merchants, and RFCU are separate entities. RFCU does not warrant, guarantee, or insure any product, benefit, or service offered by Visa, Augeo, or participating merchants.

2The Business Account owner(s) has the option of redeeming the CashBack reward(s) as a deposit into their RFCU savings or checking account.

3Gift cards and certificates cannot be returned and are not redeemable for cash or credit. Gift cards and certificates may also be subject to other restrictions imposed by the merchant. Gift cards and certificates purchased to provide services are subject to the terms and conditions of the vendor providing the services. Additional terms and conditions may be specified on the gift card or certificate.

4Augeo, RFCU, or select charities are not responsible for record keeping of donations. RFCU and Augeo do not provide tax advice. Please consult your tax advisor.

5All travel must be redeemed through Augeo’s fully licensed redemption reservation center or website. Business Account owner(s) must have an eligible rewards card at the time of redemption. Augeo’s normal and customary fees associated with processing travel-related services are billed to the Business Account owner(s)' rewards card. All reservations are made subject to the conditions of airlines, supply, or business of the party providing the service, which include exclusions and limitations of liability.

6Point earnings will vary based upon the merchant. Each merchant's point earnings ratio is listed in online banking. New merchant offers are updated periodically. There is no limit to the number of times Business Account owner(s) can earn points for shopping at a participating online merchant.

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FEATURED RATES

Balance transfer0% APR for 12 mos

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30-year fixed mortgage low 3.375% / 3.501%

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New auto loans as low as 2.35%

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Personal loans as low as 9.99% APR

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What Will Your Business Do With 5% CashBack?

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Live Brighter: Welcoming the Next 65 Years. Click to learn all about it. http://bit.ly/2dqy6Ka   #RFCU65 #creditunion

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